FAQs

Yes, only health coverage, which is in accordance with staff’s plan. Both the spouse and child must apply for the insurance and only the spouse or child is not acceptable.

Premium is fixed throughout the contract period.

Premium is fixed throughout the contract period.

Whether you have an accident from slipping, driving a car or riding a motorcycle which requires hospitalization, we will provide coverage because this product is prepared to take care of you for both illness or injury. You will receive daily compensation benefit in case of hospitalization according to your selected insurance plan. Or if you have to be hospitalized in I.C.U. or receive surgery due to accident, you will receive 2 times of daily compensation benefit.

You can check your coverage or medical expense benefits via: 

1. MTL Click Application, for more details, click!
2. smileservice.muangthai.co.th 
3. Email to csc@muangthai.co.th
4. Your life insurance agent

It is for customers with MTL’s health riders as follows:

1. Hospital & Surgical Benefit Health Rider (H&S) and Takaful Health Rider 
2. Hospital & Surgical Benefit Health VIP Rider (H&S VIP)
3. Lump Sum Health Rider 
4. Smart Health Rider 
5. Extra Care Rider
6. Extra Care Plus Rider 
7. Premium Health Care Rider
8. Elite Health Rider
9. Diamond Care Health Rider 
10. Kharatchakarn Suksan Rider
11. Hospital Daily Benefit Health Rider (HB)
12. OPD Endorsement
13. OPD Rider

Coverage includes medical expenses, daily compensation benefit, and death benefit from Coronavirus
or COVID-19 infection as stated in the insurance policy.  

Remarks:

1. All health riders must be attached to life insurance policies. 
2. Underwriting is subject to the Company’s rules.
3. Conditions and exclusions are as stated in the insurance policy.
4. Coverage of health riders will come into effect upon approval of rider and after the waiting period.

Warning: Buyers should have an understanding in the details of coverage and conditions every time
before making a decision to purchase insurance.

For more information about MTL products click!

Customers can contact the Company through Call Center 24 hours at Tel. 1766 or www.muangthai.co.th or leave a message in inbox of Muang Thai Life Facebook.

答：可以，只限在泰国合法居住的外国人，但不包括游客。

答：获准在泰国合法居住的各类外国人，包括： 第1类：持有工作许可证在泰国合法工作的人士； 第2类：在泰国合法拥有企业并持有企业登记证的企业主； 第3类：持有智慧签证(Smart Visa)的投资者； 第4类：长期居留签证 (LTR) 第5类：持有教育机构所出具证明的学生； 第6类：持有O-A或O-X签证的退休人士； 第7类：泰国精英卡（Thailand Elite Card） 第8类：第1-7类人士的随行家属（获准在泰国合法居住），如妻子、子女，父母； 第9类：与泰国人有关系的外国人，如与泰国人结婚或被泰国人收养的人士。
持旅游签证(Tourist Visa)来泰国旅游的人士除外。